Is Chiropractic Care Covered by Insurance After a Car Accident?

When you purchase car insurance, you can’t predict what a potential accident may look like. You want your provider to safeguard you from financial losses due to someone else’s negligence, covering your post-accident medical expenses, including therapy.

Paying medical bills after an accident adds another layer of stress to a difficult situation. That’s why you’ll want to assess your coverage ahead of time to make sure that it covers not only emergency medical care, but any chiropractic assistance you may need, too.

covered by insurance, is therapy covered by insurance

Breaking Down Your Policy

Oregon is an at-fault state. This means that after you get into a car accident, your insurance company will identify the force that caused your accident in the first place. The party determined to be “at fault” for the accident will then have to pay for damages incurred to all injured parties.

As the injured party in a car accident, you’ll benefit from any coverage the “at-fault” party has. If their coverage is inadequate, you may need to rely on your own provider, ensuring therapy is covered by insurance.

Most policies required by Oregon’s minimum liability standards do attend to chiropractic care and therapeutic massage treatments. Make sure to speak with your provider, though, to make sure you’ve addressed these sorts of charges in your policy. Most of the time, you’ll need to prove that treatments are necessary to your recovery before your insurance will cover their cost.

Going to Court for Coverage

If your insurance provider doesn’t seem prepared to cover your treatment after a car accident, don’t hesitate to get in touch with a personal injury lawyer. Personal injury lawyers can assist you in negotiating with your provider and determining if therapy is covered by insurance. They can also advocate for potential compensation in civil court.

Compensation for the losses you faced in a car accident can include any and all medical treatment necessary to restore your functionality and comfort, including chiropractic care.

Contact Us

Don’t let post-accident concerns keep you from seeking out the healthcare treatments you need to recover. Schedule an appointment with Veeva Chiropractic Clinic right away. Our team can help you to create a recovery plan designed to account for your losses and restore your daily comfort.