Can Car Insurance Cover Chiropractic Care After a Car Accident?

Car insurance covers thousands of people in the U.S. who get into traffic accidents each day. Back and neck injuries are among the most common reported injuries after a car accident. Chiropractic care can be extremely effective in treating these types of injuries, but even so, getting medical care can seem like it might be expensive.

If you’re experiencing pain in your neck, back, or spine after a recent car accident, you may be wondering whether visits to your chiropractor will be covered by your car insurance provider. Here’s what you need to know.

Car insurance covers

Using Car Insurance to Cover Chiropractic Health Care Services

If you suffered from injuries as the result of an auto accident, your insurance companies will likely pay for any treatments that are deemed to be “reasonably necessary.” This often includes chiropractic care for neck and back injuries.

Depending on the severity of your injuries, you may need to make multiple visits to the chiropractor over a period of weeks, months, or even years after the accident. The costs for your treatments can be billed directly to your insurance company, depending on the type of auto insurance policy you hold.

The amount that an insurance company will pay will usually depend upon who is determined to be at fault for the accident. For example, if you are at fault, your personal injury policy will be responsible to cover your medical treatments, including any visits to your chiropractor.

However, if another driver was the one who was found to be at fault for the accident, your personal injury claim should be sent directly to their auto insurance company.

Prompt Diagnosis and Treatment Are Key

If you were recently in a car accident and you plan to file a claim for medical expenses with the insurance company, you should immediately seek a professional evaluation for your injuries. Timing is key. You’ll need to have a record of your injuries on file as soon as possible. Any delay in getting this done will significantly increase the likelihood that your claim will be denied.

The outcome of your settlement will depend on reports from your diagnosis and treatment by your chiropractor and other medical professionals. If this information is not submitted promptly, you risk receiving partial reimbursement or having your claim denied altogether.

Contact Veeva Chiropractic After a Car Accident

Veeva Chiropractic Clinic specializes in treatment for a variety of conditions, including neck pain, back pain, hip pain, and mobility issues. Don’t wait to get the care you need! Contact our team today to discuss the ways that chiropractic treatments can help you to recover after an auto accident.