What Should I Do If I Get Injured at Work?
What should I do if I get injured at work? It happens all the time, and it could happen to you. Knowing what to do, when to do it, and who to report to are all important steps in getting medical help and any compensation. Keep this guide handy in case you or a family member gets injured at work.
What Is Workers Compensation?
Worker’s compensation is a type of insurance that provides benefits to employees who get hurt or sick because of their job. It is not a lawsuit, instead, it is a request for benefits. It helps cover medical care and any lost wages. The rules can differ from state to state so it is best to contact your local Department of Labor to clarify exactly what you should do. What follows are general rules for reporting an injury at work.
What to Do First If You Are Injured at Work
As soon as you are injured, report it to a supervisor. If your immediate boss is not available, find that person’s boss. You must report it to a person above you. Telling a coworker does not suffice. Be sure to let them know if any coworker saw the incident. Don’t speculate about causes, etc. Just convey the facts.
At the very beginning you can verbally alert a supervisor as to what happened and what your injuries may be. It is also important to note the date and time of the incident. However, as soon as possible put the information in writing for formal documentation.
Second Step: Seeing a Doctor
Your employer may have a specific physician they might want you to see. If not, visit a specialist who handles many work-related injuries like Veeva Chiropractic . Be sure to alert the provider your injury is work related so it will be billed appropriately and is further documentation of your injury.
There may be an official form to file the compensation and injury report.
While you await claim approval, follow all health recommendations and treatments and additional medical appointments. You might want to keep a journal especially if there are multiple doctor visits, procedures, or physical therapy. Keep a record of any out-of-pocket expenses as well as how this injury has affected your day-to-day life.
Decision by Insurance Company
You will receive a written notice of your claim shortly after a formal filing is received. That is why it is important to file promptly. It should outline what benefits you are entitled to, and what compensation you will receive for your injury if any.
At Veeva, we specialize in Work Injuries and their treatments. Don’t hesitate to contact Veeva Chiropractic at (503) 506-5028 for any questions or if you’d like to seek treatment, if you have sustained an injury at work.
